Payments6 min read
The quiet work of interoperability
When a customer of one bank withdraws cash from another bank's ATM, a lot has to agree in under a second. Shared infrastructure is how a financial system starts behaving like a network.
Connectingthe systemsTanzaniaruns on.
Dar es Salaam · Kariakoo market
02Introduction
UBX works where technology meetsthe institutions people depend on:banks, ministries, mines and transport.
Dar es Salaam — Asian Quarter
An award-winning technology company serving the Tanzanian and neighbouring countries market since 2000. As a hybrid IT integrator and managed services provider, UBX designs, builds and runs the systems behind payments, public services and critical operations.
Locally owned and rooted in Dar es Salaam, our aim is simple: to be Tanzania's premium end-to-end digital partner.
About UBX- Since
- 2000
- Owned
- 100% local
- Model
- Integrator + MSP
03What we connect
Every systemis a connection.
Our work sits between people, institutions and the infrastructure underneath them. Select a domain to see the routes UBX builds and runs.
04Solutions
From the switchto the server room.
05Industries
Four sectors.One partner.
01 / 04 — Finance & Banking
A robust financial infrastructure built to enhance efficiency, security, and accessibility.
Explore Finance & Banking
Dar es Salaam, from the harbour
06Digital Africa
Shared railsfor a shared economy.
Before shared infrastructure, every institution built its own network. UmojaSwitch began by connecting 5 banks and 30 ATMs across Dar es Salaam, Arusha and Mwanza.
Today it interconnects 18 banks and other service providers through more than 1,000+ shared ATMs — infrastructure that lets a customer of one institution be served by many.
- Banks connected
- 518
- Shared ATMs
- 301,000+
- Ownership
- 100% locally owned — 65% Umoja Switch Company Limited, owned by ten commercial banks; 35% individual Tanzanians.
Sources: ubx.co.tz; The Citizen, “UBX: the mother of interoperability in Tanzania”.
Where shared switching began
- Dar es Salaam6°48′S 39°17′E
- Arusha3°22′S 36°41′E
- Mwanza2°31′S 32°54′E
Data centres: production in Mikocheni, disaster recovery in Kibaha.
07Insights
From the field
All insights
08Start a conversation
Tell us whatneeds to connect.
Plot 6, Lucy Lameck Street, Mikocheni, Dar es Salaam. +255 (0) 764 904 605.